Why PS-accounts aren't selling?

Hmm... Could it have something to do with the unpredictable tax regime of Finland and the fact that the current climate seems to suggest that not only will taxes be going up but every succeeding government seems to aggressively change pension legislation. So excuse me while I don't see any point in locking my assets up for over 40 years with a product that very efficiently ties me to a Finnish banks, tax authorities, and government. If someone, however, offered good productized solutions for small investors to spin their savings into a offshore fund so that the government couldn't constantly kick your teeth. That I could be interested int.